Driver
Closing Date
2025/02/20
Reference Number
DBS250204-2
Job Title Driver
Job Grade 8
Job Type Classification Permanent
Location – Town / City Midrand
Location – Province Gauteng
Location – Country South Africa
Job Profile (Downloadable) Driver_Job_Profile_Jan_2025 signed.pdf (0.51 Mb) – 2/4/2025 10:48:22 AM
Job Description
Job Description
The purpose of this role is to transport employees, visitors, material and equipment to and from identified key points in line with the DBSA shuttle services. Adherence to vehicle maintenance processes and adherence to traffic regulations.Timeous and accurate delivery or collection of goods for the Bank and ensure that the daily itinerary/schedule is
followed as provided by the line manager.
Key Responsibilities
Key Performance Areas:
- Transport and Delivery
Transport staff and visitors to and from identified key points to required destinations in a safe and timely
manner.
Update the logbook before and after each trip to comply with SARS regulatory requirements.
Adhere to all traffic laws and safety regulations to ensure a safe driving environment for passengers and other
road users.
Record accurate mileage and odometer readings before and after each trip.
Collect and deliver parcels, documents, and mail as per DBSA requirements.
Deliver Board documents to Board Members in accordance with DBSA requirements.
Handle the collection and delivery of foreign exchange documents and other relevant materials to designated
commercial banks on behalf of Treasury.
Collect and deliver documents to various departments, such as SARS documents on behalf of Payroll.
Report vehicle breakdowns, accidents and incidents, to relevant emergency services and supervisor ensuring
passenger safety.
Complete the occurrence register for refuelling and reporting accidents.
- Vehicle Maintenance
Perform daily vehicle maintenance in line with the Road Traffic Act and Regulations:
o Conducting routine checks on the vehicle, including but not limited to oil, water, fuel, and tyre
pressure.
o Inspecting the surface and condition of tyres, periodically rotating tyres, and ensuring wheel alignment
to maintain roadworthiness.
o Operating the vehicle within the limits of road, weather, and traffic conditions while adhering to
defensive driving principles.
Maintain the interior and exterior cleanliness of the vehicle.
Notify the manager and book vehicle maintenance within the prescribed service contract intervals.
Monitor fuel usage and ensure timely refuelling.
Ensure the vehicle is equipped with emergency tools such as a first-aid kit, fire extinguisher, and reflective
triangles.
Key Measurements of Outputs:
Timeous transportation of personnel or visitors.
Adherence to vehicle maintenance processes and adherence to traffic regulations.
Timeous and accurate delivery or collection of goods for the Bank and ensure that the daily itinerary/schedule is
followed as provided by the line manager.
Expertise & Technical Competencies
Qualifications and Experience:
Minimum Requirements:
- Minimum of Grade 12 or equivalent
- A valid driver’s licence including Passenger Driver Permit (PDP)
- A minimum of 3-5 years’ experience as a passenger and delivery driver.
Key Internal Liasion Relationships:
- DBSA Staff
Key External Liasion Relationships
- DBSA delivery recipients
Technical Competencies:
a) Written Communication
Writes clearly and concisely simple work-related documents.
Expresses simple ideas clearly in writing.
Understands enough to independently handle most tasks in this area most of the time but is supplied with direction for work objectives.
b) Verbal Communication
Able to explain simple procedures or instructions to others, in a clear way.
Uses a limited range of words to meet simple spoken needs.
c) Computer Literacy
Is aware of the organisation’s policies related to the use of computers, and other technology.
Applies the basic functionality of common software, such as word processing systems, to complete assigned
tasks.
Generally, knows how to use and maintain own office/workplace equipment.
Required Personal Attributes
Leadership/Behavioural Competencies:
a) Teamwork and cooperation
Promotes a friendly climate and good morale, and resolves conflicts.
Creates opportunities for cross-functional working.
Encourages others to network outside of their own team/department and learn from their experience.
b) Respond to Customer Needs
Views others, including colleagues, as customers and wants to meet their needs.
Keeps the customer informed of relevant developments or changes.
Gains the trust of customers by maintaining clear, two-way communication regarding mutual expectations and satisfaction with service.
Admits possible errors or mistakes to customers.
c) Integrity
Expresses what he/she is thinking even when the message may not be especially welcome.
Shares information or comments about the work when it would be easier to refrain from being open about
the situation.
d) Customer Service Orientation
Makes self fully available, especially when the customer is going through a critical period.
Requests ongoing feedback from customers and takes action in response to it; manages to retain and
capitalize on existing customers.
Takes the “extra step” to resolve customer issues appropriately, even in the case where they do not fall
under their own area of responsibility.
Is aware of the level of service offered by the competition and provides more for customers than they expect.
e) Self-awareness & Self-Control
Feels strong emotions in the course of a conversation or other task, such as anger, extreme frustration, or
high stress.
Holds the emotions back and continues to act calmly.
Ignores angering actions and continues a conversation or task.
May leave temporarily to withhold emotions, then return immediately to continue.
Sector Specialist (Transport)
Closing Date
2025/02/24
Reference Number
DBS250206-1
Job Title Sector Specialist (Transport)
Job Grade 16
Job Type Classification Permanent
Location – Town / City Midrand
Location – Province Gauteng
Location – Country South Africa
Job Profile (Downloadable) Job Profile – Sector Specialist (Transport).pdf (0.51 Mb) – 2/6/2025 5:33:45 PM
Job Description
The purpose of this job is to:
Prepare potential investments for investment by providing innovative and sustainable sector investment solutions aligned to DBSA mandate as an infrastructure DFI
Provide solution driven sector due diligence expertise into investment projects at all stages of the investment cycle including early review, appraisal, negotiation, monitoring at project and sector level and performance evaluation
Advise DBSA clients on infrastructure sector financing solutions to enhance sustainable infrastructure delivery in South Africa and the African region.
Key Responsibilities
Investment
Prepare potential investments for investment by providing innovative and sustainable sector infrastructure investment solutions to support project scoping, feasibility studies, and business planning
Conceptualise new products and services in line with the DBSA mandate and where opportunity exists, recommend and direct the bank to realise new opportunities
Assess the sector impact of proposed DBSA investment transactions in South Africa and Africa:
Appraise the macro sectoral economic sectoral market environment
Assess the impact of sectoral policy, legislation, strategy, and tariff regimes
Analyse sector risks and proposing relevant mitigation measures
Demonstrate the economic rationale by assessing demand and supply drivers, and conducting cost benefit analysis
Validate the technical feasibility / assumptions and projections including design assumptions, technology options, operations and maintenance plans
Furnish structuring solutions to secure approval by relevant decision making committees
Formulate sectoral conditionality’s within the structuring of investment solutions
Monitor sector conditionality’s, and mitigation factors of the projects and programmes that the Bank supports. Where deviations occur, to recommend corrective measures
Evaluate the sector impact of investment projects funded by the DBSA
Sector Governance
Present sector research findings on business and product development, sector targets, and investment strategies to the Investment Committee and Board of Directors
Develop, implement and review sector strategies, guidelines and technical frameworks to embed GIIP in DBSA investment decision making
Evaluate the DBSA infrastructure investment portfolio
Clients, Governments and Finance Partnerships
Provide credible sectoral advice to the DBSA, its clients and sector role players including private and public sector investors, businesses, and client-country governments
Influence relevant sectoral investment decision making structures including DBSA, national government, SOCs, sector fora, Regional Economic Communities (e.g. SADC, IIPSA) to enhance sectoral infrastructure investments
Interface with finance partners locally, regionally and internationally to catalyse sustainable financing, align and incorporate GIIP, the Sustainable Development Goals and global, regional and local sector policy frameworks into DBSA operations and investment decision-making
Key Measurements of Outputs
Investment
Number and quality of innovative and sustainable infrastructure financing opportunities brought into the business
Number and quality of projects prepared for investment
Number and quality of innovative financing solutions proposed to structure sustainable infrastructure investment solutions
Number and quality of due diligence assignments and projects concluded for investment
% of loan book in priority geographies and sectors
Annual disbursements, commitments and approvals
Number and quality of investment projects monitored to ensure application of GIIP
Number and quality of project infrastructure sector evaluations conducted to enhance DBSA investment reporting
Total Rand value added to profitability of DBSA for the year
Number of development goals achieved via projects for the year
Sector Governance
Number and quality of sector papers prepared to inform sustainable infrastructure investment decision making in the DBSA
Number and quality of sector strategies, guidelines and technical frameworks developed and applied to promote GIIP in DBSA
Clients, Governments and Finance Partnerships
Number and quality of partnership opportunities identified
Expertise & Technical Competencies
Minimum Requirements
A post graduate qualification in a relevant field including Engineering, Economics, Finance, MBA, Development Studies, Sustainable Development or Development Finance.
At least 7 years’ experience in to preparing investment solutions for financing within a banking and DFI environment.
Registration with a r elevant Sectoral Professional Body.
Extensive networks with key and senior sector role players in South Africa and the wider African region.
Understanding of critical development issues in the sector, its sub sectors, and the sector value chain.
Extensive knowledge of sustainable development.
Experience in developing and applying international good practise standards.
Experience in solutioning to close investment deals.
TECHNICAL COMPETENCIES
Sector Expertise
Extensive knowledge of sector legislation on a country specific and international level
Familiarity with sector policy, legal and regulatory frameworks, and the institutional dynamics in South Africa and the African region.
Has an in-depth understanding of the infrastructure investment sector and law and is able to analyse reliable, relevant and verifiable information, test hypotheses, and draw conclusions.
Ability to apply sector risk analysis to an investment scenario and propose mitigants to close investment deals. Knowledge of relevant sector and economic tools and operating models applicable to the infrastructure sector and uses that knowledge to identify best practices.
Ability to draw on infrastructure knowledge to identify unique opportunities to enhance business performance for potential DBSA clients.
Understands the application of GIIP within the infrastructure sector and is able to communicate this to clients and position the DBSA a leader in infrastructure financing.
Business Acumen
Use a methodical problem solving approach to enhance effective decision making taking into account importance, urgency and risk.
Monitors the environment and continuously seeks opportunities to align DBSA operations with national, regional and international GIIP and standards environment.
Understands South African public and private stakeholder community issues/challenges and can build win-win relationships with them.
Envisions, creates and facilitates connections to develop and enhance partnerships, alliances and networks that advance shared interests.
Project Management
Seasoned ability to plan, initiate, execute, control and close projects aligned to DBSA sustainable infrastructure investment mandate.
Translates business objectives into practical, prioritised and organised action plans; ensures plans are safely and successfully implemented.
Makes effective use of resources when executing; ensures processes are in place to achieve outcomes aligned to operational excellence standards.
Risk Identification & Assessment skills
Advises on applicable aspects of risk identification and assessment.
Assesses and links short-term tasks in the context of long-term business strategies or perspectives.
Planning & Organizing
Is relied on to helps other plan and organise their workload.
Uses effectively advance time management processes to deal with high workload and tight deadlines.
Organises, prioritizes and schedules tasks so they can be performed within budget and with the efficient use of time and resources.
Achieves goals in a timely manner, despite obstacles encountered, by organizing, reprioritizing and re- planning
Financial Acumen
Makes sound financial decisions after having analysed their impacts on the organisation, partner agencies, and community.
Knows the internal and external factors that impact on resource and asset availability.
Is able to interpret management account reports in an operational/commercial context and take action as appropriate to maximise sustainable development outcomes, revenues and control costs.
Reporting & Communication
Designs / customizes reports to meet user needs.
Prepares complex or tailored reports, gathers information from a variety of sources, analyses and includes in a report.
Keeps standard reports under review and proposes improvements to meet user needs
Presentation Skills
Knows how to deliver arguments persuasively by employing a range of advanced presentation techniques (e.g. the appropriate use of body language, how to close a presentation so that the audience continues to think about the subject matter etc.).
Has knowledge of various feedback mechanisms to check levels of audience understanding.
Negotiation
Has an appreciation of cultural sensitivities and differences.
Effectively employs a variety of advanced behavioural/interpersonal competencies to control the negotiation situation.
Is able to take the lead in a variety of sensitive negotiation situations requiring high levels of tact and diplomacy
Is able to place a discrete negotiation situation within the context of a broader long-term relationship and is not threatened by conceding ground to protect the longer-term interests of DBSA.
Analytical Ability
Ability to propose solutions to support investment through analysis and solutioning.
Thorough and in-depth understanding of the business environment, reviews outputs of analysis to identify anomalies and draw conclusions, and able to relate these to operational circumstances.
High level of skill in the use of advanced/complex analytical techniques and able to use judgement to decide upon the most appropriate analytical techniques to solution according to the situation.
Proven ability to apply relevant estimating techniques, tools and models covering all potential business circumstances (such as cost benefit analysis) and highlight potential risks/opportunities.
Able to translate findings into reports and present findings to key stakeholders.
Required Personal Attributes
BEHAVIOURAL COMPETENCIES
Customer Service Orientation
Tries to understand the underlying needs of customers and matches these needs to available or customized products and services.
Adapts processes and procedures to meet on going customer needs.
Utilises the feedback received by customers, in order to develop new and/or improve existing services / products that relate to their on-going needs.
Thinks of new ways to align DBSA’s offerings with future customer needs.
Self-awareness and Self Control
Withholds effects of strong emotions in difficult situations.
Keeps functioning or responds constructively despite stress.
May apply special techniques or plan ahead of time to manage emotions or stress.
Strategic and Innovative Thinking
Experiments with new approaches, tests scenarios, questions assumptions and challenges conventional thinking.
Creates new concepts that are not obvious to others, leveraging internal and external sources of information, to build incremental revenue and growth opportunities.
Driving delivery of results
Sets challenging goals that will have a significant impact on the business or support the organisational strategy.
Commits significant resources and/or time to ensure that challenging goals are achieved, while also taking action to mitigate risk.
Teamwork & Cooperation
Acts to promote a friendly climate and good morale, and resolves conflicts.
Creates opportunities for cross-functional working.
Encourages others to network outside of their own team/department and learn from their experience.
Economist Modelling
Closing Date
2025/02/21
Reference Number
DBS250204-1
Job Title Economist Modelling
Job Grade 16
Job Type Classification Permanent
Location – Town / City Midrand
Location – Province Gauteng
Location – Country South Africa
Job Profile (Downloadable) Economist Modelling_Job Profile Dec 2024.docx.pdf (402.12 kb) – 2/4/2025 8:55:01 AM
Job Description
The role of the Economist is to develop, maintain and refine quantitative models to analyse the South African economy. Forecast key economic indicators, assess macroeconomic trends and simulate the potential impacts on the South African economy with a focus on gross fixed capital formation and infrastructure investment.
Key Responsibilities
- Model Development and Maintenance
Develop and update macroeconomic models to forecast key indicators such as GDP growth, inflation, unemployment, exchange rates, and fiscal balances.
Conduct trend forecasting for economic developments in South Africa and African economies, identifying new investment opportunities across industries.
Build long-term models to forecast investment/Gross Fixed Capital Formation (GFCF)/infrastructure needs with a focus on sectors aligned with DBSA priorities.
Maintain robust, and accurate models to support DBSA leadership
Update, maintain, and provide inputs into the quarterly DBSA macro-econometric model in collaboration with the Senior Economist.
Integrate macroeconomic models with Social Accounting Matrix (SAM) models to guide investment, growth, and employment strategies.
- Data Analysis and Interpretation
Collect, clean, and analyse datasets from economic sources to inform models and
Identify emerging economic, industry, and investment trends to guide decision-making for South African and broader African economies.
Deliver analytical support and economic intelligence to the Chief Economist, Senior Economist, and DBSA
Design, prepare, and disseminate economic updates, macroeconomic models/forecasts, and analytical
Stay informed on regional development issues, research, and innovative solutions relevant to DBSA’s
- Reporting and Presentations
Prepare detailed reports and presentations on model assumptions, results, and policy
Communicate economic findings to technical and non-technical stakeholders, including senior management and policymakers.
Produce data-driven analysis in the form of reports, memos, and presentations for DBSA leadership, including Board-level materials.
Deliver monthly and quarterly economic analysis reports and contribute to corporate planning, strategic documents, and annual reports.
- Collaboration and Continuous Learning
Stay updated on economic theories, modelling techniques, and global economic
Produce high-quality economic outputs during peak periods in response to leadership
Publish a minimum of one special economic note quarterly and contribute to sectoral analysis supporting DBSA’s developmental agenda.
Work with economists, analysts, and stakeholders to provide economic insights that shape strategic
Contribute to developing industry forecasts and policy recommendations for
Undertake other tasks as assigned by the line manager, from time to time. Will also be expected to perform other tasks related to the economic function as required by the Bank.
Key Measures of Outputs
Produce quality analysis and inputs into the monthly and quarterly economic
Quality of presentations to
Quality of reports on Gross Fixed Capital Formation data and infrastructure
Trend forecasting for economic developments in South Africa and African
Number of identified potential investment opportunities across
Maintained DBSA economic
Quality inputs into the quarterly DBSA macro econometric model.
Contribution to special economic notes or policy briefs per year.
Turnaround times and high-quality outputs.
Contribute to the developmental agenda of the DBSA through sectoral and industry analysis.
Economic contributions to the corporate plan, CE reports, strategic planning and annual reports.
Clean Audit.
Expertise & Technical Competencies
a) Written & Verbal Communication
Is relied on by others to help them write complex technical and non-technical documents and briefs.
Is able to determine which aspects of this knowledge area need to be transferred to others in order to achieve organisational goals.
Able to communicate complex problems or concepts, by making them simple and understandable for others.
Adapts language to the level of the audience in order to ensure that the message has a positive impact and is interesting to the audience.
b) Attention to detail
Quickly identifies relevant and irrelevant information to support accurate decision-making.
Maps out all the logistics and details of a situation to ensure smooth and flawless implementation.
Consistently identifies all relevant details that are not obvious in complex situations.
Requires the highest standards for accuracy and quality for their work.
Establishes processes to ensure accuracy and quality of services delivered by the team.
c) Data Collection and Analysis
Skilled in the use of advanced/complex analytical techniques.
Is able to use judgement to decide upon the most appropriate analytical techniques according to the situation.
Recognises underlying principles, patterns, or themes in an array of related information, and determine whether additional information would be useful or necessary.
Through an in-depth understanding of the business environment, reviews outputs of analysis to identify anomalies and draws conclusions, relating these to operational circumstances.
Can model a range of scenarios covering all potential business circumstances and highlight potential risks/opportunities.
d) Commercial Awareness
Deep understanding of commercial drivers and can take decisions based on an assessment of alternatives concerning complex business situations.
Deep understanding of DBSA’s economic priorities and how they can be implemented to meet DBSA’s strategic objectives.
Deep understanding of DBSA’s core sector role in achieving DBSA’s strategic objectives.
Deep understanding of the need to coordinate efforts with many government entities, private sector, community groups and individuals to ensure effective implementation of new policies and regulations.
e) Research
Demonstrates expert skill levels in strategic and operational research techniques, including process analysis, modelling, and forecasting.
Adapts, creates, and designs new research techniques to meet the organisation’s requirements.
Provides specialist coaching and guidance to researchers and other organisation employees.
Promotes the professional reputation of the organisation by maintaining a respected profile with relevant external organisations and the research community in general.
f) Communication and Reporting
Able to communicate complex problems or concepts, by making them simple and understandable for others.
Adapts language to the level of the audience to ensure that the message has a positive impact and is interesting to the audience.
Is articulate, demonstrates a wide range of vocabulary, and is confident when talking to large/high-level audiences.
Designs / customizes reports to meet user needs.
Prepares complex or tailored reports, gathers information from a variety of sources, analyses and includes in a report.
Keeps standard reports under review and proposes improvements to meet user needs.
g) Presentation Skills
Knows how to deliver arguments persuasively by employing a range of advanced presentation techniques (e.g., the appropriate use of body language, how to close a presentation so that the audience continues to think about the subject matter etc.).
Has knowledge of various feedback mechanisms to check levels of audience understanding.
Minimum Requirements
A Master’s degree in macroeconomics, econometrics, development economics, applied statistics or related discipline.
A minimum of 5 years of experience in economics in a major financial, public or international institution.
Exceptional analytical skills, a deep understanding of economic theory, and proficiency in data modelling techniques.
Demonstrated knowledge of broad analytical techniques, statistics, and econometrics as well as mathematical and operations research tools, such as EViews and R.
Proven expertise in macroeconomic analysis and forecasting with a focus on empirical methods.
Experience and knowledge in sourcing, compiling, interrogating, testing and analysing statistical information amongst a broad domain of databases/statistical data sources for use in quantitative analyses.
Knowledge of the empirical application of different macroeconomic theories and the South African and African economic environment.
Experience with working with Gross Fixed Capital Formation data, investment data and construction-related data.
Understanding, knowledge and experience of the historical and current economic trends in the global and South African economy and factors influencing the economic environment.
Proven understanding, knowledge and experience of macroeconomics with a proven track record of leading and preparing good quality reports, documents and presentations.
Desired Requirements
Predictive analytics.
Required Personal Attributes
a) Achievement Orientation
Focuses on new or more effective ways of improving own work and meeting targets.
Focuses on raising quality, customer satisfaction and revenues.
Makes specific changes to systems and processes to improve efficiency and quality.
Formulates own objectives and action plans to achieve a measurable improvement in the future.
b) Analytical Thinking
Identifies multiple elements of a problem and breaks down each of those elements in detail, showing causal relationships between them.
Uses several analytical techniques to identify several solutions and weighs the value of each.
c) Conceptual thinking
Creates new concepts that are not obvious to others and not learned from previous education or experience to explain situations or resolve problems.
Looks at things in a significantly novel way breakthrough thinking.
d) Strategic and Innovative thinking
Recognizes opportunities or problems emerging in patterns and trends, and their impact on the business and profitability drivers.
Applies learning from previous situations and experiences.
Sees underlying causality in the current situation. Applies business acumen to make sound decisions.
Recognizes opportunities or potential problems, before they become obvious, by seeing the connections in a range of sources of information, including insights from outside DBSA.
Restates complex knowledge in a way that makes it easier for others to understand.
e) Business Acumen
Understands business fundamentals.
Analyses and comprehends organisational goals and strategies.
Understands tactical business fundamentals in the public sector environment and incorporates them into decision-making.
f) Teamwork
Acts to promote a friendly climate and good morale and resolves conflicts.
Creates opportunities for cross-functional working.
Encourages others to network outside of their own team/department and learn from their experience.
g) Decisiveness
Makes timely decisions about complex issues even when some information is missing.
Makes decisions and stands by them even when they are controversial or unpopular.
Grasps critical business opportunities when they arise by making timely decisions.
h) Driving delivery of results
Identifies and implements a business opportunity that will have a long-term impact on the business. Monitors progress and adapts the plan if necessary to ensure optimal benefit to the business.
Makes decisions, sets priorities, or chooses goals on the basis of inputs and outputs: makes explicit considerations of potential profit, return on investment, or cost-benefit analysis.
Based on cost benefit analysis, makes decisions of entrepreneurial risk nature.
Economist: Environmental
Closing Date
2025/02/21
Reference Number
DBS250203-1
Job Title Economist: Environmental
Job Grade 16
Job Type Classification Permanent
Location – Town / City Midrand
Location – Province Gauteng
Location – Country South Africa
Job Profile (Downloadable) Economist Environmental_Job Profile Dec 2024.docx.pdf (412.09 kb) – 2/3/2025 3:30:51 PM
Job Description
The role of the Economist is to model the economic impacts of environmental/climate change on the South African economy. Develop and maintain models to assess the economic consequences of climate policies, environmental risks, and climate-related scenarios.
Key Responsibilities
Develop and maintain Economic-Climate Models
Utilise Integrated Assessment Models (IAMs), Computable General Equilibrium (CGE) models, and Stock Flow Constant models to evaluate the economic consequences of different climate and environmental sustainability policies (e.g., carbon taxes, renewable energy transitions, emissions trading systems).
Model the long-term economic implications of environmental change on GDP, employment, sectoral output, and regional economic disparities, including transmission channels between the Integrated Assessment Model (IAM) and macro-econometric models.
Design and implement climate change and environmental-related econometric models focusing on South Africa’s key sectors (e.g., food, energy, transport, water and sanitation, information communication and technology (ICT), health, education, housing and social infrastructure).
Provide actionable insights to support sustainable economic development and climate resilience.
Provide modelling and scenario testing support in the development of the climate change stress testing scenarios for the DBSA.
Translate research and model findings into actionable solutions to address climate change challenges contributing to practical applications and policy development.
Assess Climate Policy and Economic Impacts
Analyse the economic effects of environmental risks (e.g., extreme weather, droughts, flooding) on key industries and the economy.
Measure the effect of adaptive and mitigation infrastructure investment on the outputs of various sectors pre- and post-environmental events/disasters.
Conduct assessments and provide reports and simulations to guide policy decision-making on environmental adaptation, mitigation, and sustainable development for national, sectoral and regional economies.
Collaborate with stakeholders to propose evidence-based environmental sustainability policy recommendations and pathways for economic resilience.
Provide support for the Just Transitions strategy within the South African governmental context.
Research and Innovation
Conduct research in environmental economics, focusing on the economic impacts of climate change, policy interventions, and transition pathways toward a low-carbon economy.
Keep abreast of developments in both economic modelling and climate science methodologies, technology, regulations and frameworks to improve processes and compliance with the relevant regulatory requirements and industry standards.
Collaborate with industry stakeholders to produce policy briefs, present model results, and recommend strategies to DBSA leadership and partners, including DFIs and commercial banks.
Stakeholder Collaboration and Engagement
Participate in forums with the broader research environmental economics community, including collaboration with university departments and external research institutions.
Collaborate with various institutions to facilitate learning and knowledge sharing on environmental modelling to address complex climate and economic challenges.
Participate in professional development activities to stay updated on advancements in economic modelling, climate science, and teaching methodologies.
Undertake other tasks as assigned by the line manager, from time to time. Will also be expected to perform other tasks related to the economic function as required by the Bank.
Key Measures of Outputs
Quality inputs into the monthly and quarterly economic reports.
Update and maintain the economic climate database and model.
Utilisation of the Climate model and various other environmental models to provide climate scenario forecasts.
Quality presentations that can serve at the board and executive level.
Provide insights on environmental risks and the impact on the economy and the DBSA. 6. Provide modelling and scenario testing support in the development of the climate change stress testing scenarios for the DBSA.
Contribution special economic notes or policy briefs per year.
Turnaround time and quality of outputs.
Quality inputs into the corporate plan, CEO reports, strategic planning and annual reports.
Expertise & Technical Competencies
Minimum Requirements
A Master’s degree in Economics/ Econometrics, Environmental Economics, Climate Science, or a closely related field.
A minimum of 5 years of experience in economic modelling, with a focus on climate change, environmental economics, or sustainability in both macroeconomics and climate policies.
In-depth understanding of the role of Biodiversity in sustainable development.
Knowledge of South African economic structures and experience working with South African economic, energy and biodiversity data is required.
Proven experience in modelling frameworks for stress testing and climate-related disclosures (for example the South African Reserve Bank’s Climate change modelling framework).
Knowledge of Climate Models: Proficiency in using and interpreting macroeconomic models (such as CGE or other climate-related models), forecasts, and projections, especially the Intergovernmental Panel on Climate Change reports and regional climate models.
Knowledge of adaptive measures for infrastructure, ecosystems, sustainable urban planning, and nature-based solutions.
Climate policy understanding: knowledge of relevant international and domestic climate policies and sustainability frameworks (e.g. Net zero commitments, Paris Agreement).
Advanced proficiency in programming languages such as Python, R, MATLAB, or GAMS for economic and climate modelling.
Knowledge of statistical and econometric techniques, including regression analysis, time-series modelling, and forecasting.
Familiarity with Geographic Information Systems (GIS) and spatial analysis tools for climate modelling.
Ability to work in a collaborative environment with interdisciplinary teams (economists, scientists, investors).
General understanding of sustainable development, climate resilience, and low-carbon economic transitions.
Desired Requirements
Knowledge of LEAP modelling will also be an advantage.
TECHNICAL COMPETENCIES
Written & Verbal Communication
Is relied on by others to help them write complex technical and non-technical documents and briefs.
Is able to determine which aspects of this knowledge area need to be transferred to others in order to achieve organisational goals.
Able to communicate complex problems or concepts, by making them simple and understandable for others.
Adapts language to the level of the audience in order to ensure that the message has a positive impact and is interesting to the audience.
Attention to detail
Quickly identifies relevant and irrelevant information to support accurate decision-making.
Maps out all the logistics and details of a situation to ensure smooth and flawless implementation.
Consistently identifies all relevant details that are not obvious in complex situations.
Requires the highest standards for accuracy and quality for their work.
Establishes processes to ensure accuracy and quality of services delivered by the team.
Data Collection and Analysis
Skilled in the use of advanced/complex analytical techniques.
Is able to use judgement to decide upon the most appropriate analytical techniques according to the situation.
Recognises underlying principles, patterns, or themes in an array of related information, and determine whether additional information would be useful or necessary.
Through an in-depth understanding of the business environment, reviews outputs of analysis to identify anomalies and draws conclusions, relating these to operational circumstances.
Can model a range of scenarios covering all potential business circumstances and highlight potential risks/opportunities.
Commercial Awareness
Deep understanding of commercial drivers and can take decisions based on an assessment of alternatives concerning complex business situations.
Deep understanding of DBSA’s economic priorities and how they can be implemented to meet DBSA’s strategic objectives.
Deep understanding of DBSA’s core sector role in achieving DBSA’s strategic objectives.
Deep understanding of the need to coordinate efforts with many government entities, private sector, community groups and individuals to ensure effective implementation of new policies and regulations.
Research
Demonstrates expert skill levels in strategic and operational research techniques, including process analysis, modelling, and forecasting.
Adapts, creates, and designs new research techniques to meet the organisation’s requirements.
Provides specialist coaching and guidance to researchers and other organisation employees.
Promotes the professional reputation of the organisation by maintaining a respected profile with relevant external organisations and the research community in general.
Communication and Reporting
Able to communicate complex problems or concepts, by making them simple and understandable for others.
Adapts language to the level of the audience to ensure that the message has a positive impact and is interesting to the audience.
Is articulate, demonstrates a wide range of vocabulary, and is confident when talking to large/high-level audiences.
Designs / customizes reports to meet user needs.
Prepares complex or tailored reports, gathers information from a variety of sources, analyses and includes in a report.
Keeps standard reports under review and proposes improvements to meet user needs.
Presentation Skills
Knows how to deliver arguments persuasively by employing a range of advanced presentation techniques (e.g., the appropriate use of body language, how to close a presentation so that the audience continues to think about the subject matter etc.).
Has knowledge of various feedback mechanisms to check levels of audience understanding.
Required Personal Attributes
BEHAVIOURAL COMPETENCIES
Achievement Orientation
Focuses on new or more effective ways of improving own work and meeting targets.
Focuses on raising quality, customer satisfaction and revenues.
Makes specific changes to systems and processes to improve efficiency and quality.
Formulates own objectives and action plans to achieve a measurable improvement in the future.
Analytical Thinking
Identifies multiple elements of a problem and breaks down each of those elements in detail, showing causal relationships between them.
Uses several analytical techniques to identify several solutions and weighs the value of each.
Conceptual thinking
Creates new concepts that are not obvious to others and not learned from previous education or experience to explain situations or resolve problems.
Looks at things in a significantly novel way breakthrough thinking.
Strategic and Innovative thinking
Recognizes opportunities or problems emerging in patterns and trends, and their impact on the business and profitability drivers.
Applies learning from previous situations and experiences.
Sees underlying causality in the current situation. Applies business acumen to make sound decisions.
Recognizes opportunities or potential problems, before they become obvious, by seeing the connections in a range of sources of information, including insights from outside DBSA.
Restates complex knowledge in a way that makes it easier for others to understand.
Business Acumen
Understands business fundamentals.
Analyses and comprehends organisational goals and strategies.
Understands tactical business fundamentals in the public sector environment and incorporates them into decision-making.
Teamwork
Acts to promote a friendly climate and good morale and resolves conflicts.
Creates opportunities for cross-functional working.
Encourages others to network outside of their own team/department and learn from their experience.
Decisiveness
Makes timely decisions about complex issues even when some information is missing.
Makes decisions and stands by them even when they are controversial or unpopular.
Grasps critical business opportunities when they arise by making timely decisions.
Driving delivery of results
Identifies and implements a business opportunity that will have a long-term impact on the business.
Monitors progress and adapts the plan if necessary to ensure optimal benefit to the business.
Makes decisions, sets priorities, or chooses goals on the basis of inputs and outputs: makes explicit considerations of potential profit, return on investment, or cost-benefit analysis.
Based on cost benefit analysis, makes decisions of entrepreneurial risk nature.
Payment Officer
Closing Date
2025/02/21
Reference Number
DBS250124-1
Job Title Payment Officer
Job Grade 13
Job Type Classification Permanent
Location – Town / City Midrand
Location – Province Gauteng
Location – Country South Africa
Job Profile (Downloadable) Job Profile Payment Officer_26 Nov 2024.docx (002).pdf (501.81 kb) – 1/24/2025 4:40:44 PM
Job Description
To efficiently facilitate the payment process for all internal and external invoices, including payments to staff and DBSA suppliers, ensuring full compliance with DBSA policies and practices. Maintain high standards of accuracy, adherence to financial regulations, and delivering exceptional customer service to all stakeholders.
Key Responsibilities
Invoice Management
Receive invoices accompanied by service/goods receipt notes.
Verify goods and services against the invoice and the system records.
Confirm customer banking details and address discrepancies by requesting updates.
Capture invoices in the SAP system under the appropriate company code and check accuracy.
Ensure the SAP General Ledger (GL) used corresponds with the goods or services specified in the invoice.
Tax Compliance
Assess whether services have tax (VAT) implications and notify the tax (VAT) function if there are any discrepancies identified.
Validate invoices for compliance with tax / VAT regulations.
Account Reconciliation
Request and review vendor statements.
Reconcile vendor accounts weekly and during month-end processes.
Follow up on and resolve outstanding invoices to ensure that all valid and authorised invoices are paid within 30 days.
Maintain and update reconciliation for submission purposes.
Account Payments Processing
Prioritise and process payments for critical suppliers and all other outstanding suppliers.
Distribute remittance advice to internal and external clients.
Process accrual documents received from the business.
Prepare workings for accrual postings and reversals at month-end.
General Payments Processing
Manage study aid payment requests received from Human Capital.
Verify submitted documents and address any clarifications with employees and educational institutions.
Verify that employee claims are supported with valid proof of payment, receipts, or slips.
Confirm employee banking details in the system correspond with payroll records.
Monitor and reconcile the GRIR (Goods Received/Invoice Received) account to resolve discrepancies.
Travel advances and expense claims
Ensure accurate and timely Payment of travel allowance advances to DBSA travellers in accordance with the Bank’s Travel and Subsistence allowance policy.
Ensure timely and accurate processing of travel expense claims that are supported by the documents as per the DBSA policy.
Key measurements of outputs
Accuracy, quality and timeliness of payments processing:
Invoices accurately captured in the system
Turnaround time for processing invoices
Response time to internal and external client queries
Accuracy in maintaining updated suppliers and vendor details in the system
Ensuring all the above activities are processed in compliance with the DBSA policies.
Accurate and timely reconciliations.
Accurate and timely processing of all travel expense advances and expense claims and ensure adherence to the DBSA Travel and Subsistence policy.
Clean Audit.
Expertise & Technical Competencies
Minimum Requirements:
A Bachelor in Accounting degree or B-Tech or 3-year National Diploma in Accounting.
A minimum of 3 years’ experience in financial accounting and financial systems (preferably SAP).
Excellent reconciliation, financial and analytical skills.
Practical understanding of internal financial processes and controls.
Proficient with Microsoft Office (MS Word, MS Excel, MS Outlook)
TECHNICAL COMPETENCIES
Computer Literacy
Consistently uses relevant office software products such as word-processing, spreadsheet, PowerPoint presentation, and email packages to an acceptable standard for the job.
Has the ability to use standard and/or program-specific to the organisation databases, and merge / import data from one program to another.
Adapts method of working to accommodate changes in technological developments.
Detail Orientation
Identifies multiple sources/approaches of information to ensure that details are addressed.
Reviews the work of others for accuracy and thoroughness.
Follows up to ensure tasks are completed and commitments met by others.
Financial Analysis
Basic general knowledge of applicable statutes, regulations, entity/company practices and concepts.
Interprets and applies laws and regulations, analyses information and evaluates the impact of policies/procedures and practices.
Accumulates data; summarises information into pertinent, understandable, and presentable form; discerning valid from invalid comparisons of data; and seeking explanation for variations in the data.
Initiates and maintains working relationships with stakeholders.
Financial Acumen
Possesses sufficient expertise to establish and manage income and expenditure monitoring systems for own area of the business.
Understands cost/revenue drivers within own area and is able to take actions to control resources and
expenditure to meet financial targets.
Understands basic management accounting reports and the processes by which financial resources are identified, obtained, allocated, managed, and accounted for.
Planning and Organising
Is relied on to helps another plan and organise their workload.
Uses effectively advance time management processes to deal with high workload and tight deadlines.
Organises, prioritises and schedules tasks so they can be performed within budget and with the efficient use of time and resources.
Achieves goals in a timely manner, despite obstacles encountered, by organising, reprioritising and replanning.
Reporting
Designs / customizes reports to meet user needs.
Prepares complex or tailored reports, gathers information from a variety of sources, analyses and includes in a report.
Keeps standard reports under review and proposes improvements to meet user needs.
Policies and Procedures
Consistently uses relevant office software products such as word-processing, spreadsheet, presentation, and email packages to an acceptable standard for the job.
Has the ability to use standard and/or program-specific to the organisation databases, and merge / import data from one program to another.
Adapts method of working to accommodate changes in the technological developments.
Solution Focused
Identifies optimal solutions based on weighing the advantages and disadvantages of alternative approaches.
After implementation, evaluates the effectiveness and efficiency of solutions.
Required Personal Attributes
BEHAVIOURAL COMPETENCIES
Customer Service Orientation
Tries to understand the underlying needs of customers and matches these needs to available or customised products and services.
Adapts processes and procedures to meet on-going customer needs.
Utilises the feedback received by customers to develop new and/or improve existing services/products that relate to their on-going needs.
Thinks of new ways to align DBSA’s offerings with future customer needs.
Self-awareness and Self Control
Withholds effects of strong emotions in difficult situations.
Keeps functioning or responds constructively despite stress.
May apply special techniques or plan ahead of time to manage emotions or stress.
Driving Delivery of Results
Sets challenging goals that will have a significant impact on the business or support the organisational strategy.
Commits significant resources and/or time to ensure that challenging goals are achieved, while also taking action to mitigate risk.
Teamwork & Cooperation
Acts to promote a friendly climate and good morale and resolves conflicts.
Creates opportunities for cross-functional working.
Encourages others to network outside of their own team/department and learn from their experience.
Achievement Orientation
Delivers work on time and quality and follows through on agreed commitments.
Views new work experiences as an opportunity for growth.
Reacts immediately to overcome setbacks or/and obstacles in order to meet goals.
Recognises and acts upon current opportunities.
Attention to Detail
Double-checks the accuracy of information or work.
Ensures that the work produced doesn’t contain any errors.
Credit Review Analyst
Closing Date
2025/02/25
Reference Number
DBS250123-2
Job Title Credit Review Analyst
Job Grade 17
Job Type Classification Permanent
Location – Town / City Midrand
Location – Province Gauteng
Location – Country South Africa
Job Profile (Downloadable) Job Profile Credit Review Analyst Final.pdf (488.32 kb) – 1/23/2025 9:49:08 AM
Job Description
The purpose of this position is to ensure that the credit quality of the portfolio is managed and maintained within the Bank’s risk appetite. The Credit Review Analyst will manage a portfolio of high value and/or high-risk clients, conducting high quality credit evaluation and financial assessment of the borrower’s credit worthiness and disseminating these findings through high quality reports outlining key credit risks, credit mitigation and recommendations. Additionally, the Credit Review Analyst will review the quality and detail of key credit assessment deliverables of the Credit Analysts, ensuring that these are executed within in a diligent and timeous manner.
Key Responsibilities
Key Performance Areas
Credit Risk & Advisory Services, Monitoring & Reporting:
Preparing and reviewing credit applications and appraisals for new and existing customers on large/complex exposures, including but not limited to:
a) deal assessment and structuring, including financial analysis/modelling and stress testing with regards to ensuring that new and existing business written is of an acceptable risk.
b) adherence to credit limits; and adopting the appropriate credit scoring methodology.
c) ensure credit ratings and loss given default (LGDs) together with return on investments proposals are acceptable to the Bank.
d) issuing recommendations as to the creditworthiness of a given project or counterpart.
e) meeting with internal and external clients in the context of assessing credit risk.
Perform annual and on-going credit and financial review of clients in the allocated Portfolio.
Form part of the deal closing team to:
a) negotiate covenants, collateral and legal conditions with clients and co-lenders, in accordance with the Bank’s approved key terms; and
b) disburse approvals in accordance with the Bank’s internal procedures and legal agreement conditions.
Reviewing and signing off covenants and annual reviews, keeping up to date on other credit risks including active credit migration of clients on/off the Watchlist and NPLs book.
Review the Credit Analysts client risk reports to:
a) Check the quality and relevance of information captured within the report
b) Verify accuracy of data and/or establish errors or weakness in the credit risk analysis by evaluating the model assumptions, analysis and interpretation, and appropriateness of recommendations made.
c) Guide Credit Analysts to produce acceptable credit reports and quality assure submissions.
d) Ensure adherence to credit / loan policy, procedures, and regulations as it relates to credit
Monitoring and produce reports detailing exposures to risks for a portfolio of key clients.
Adhere to Bank’s lending protocols, credit risk management policies and procedures and ensure that they are fully complied with and that any policy breaches have been suitably addressed, mitigated and/or escalated.
Scan the business and operating environment to detect and respond to emerging risks and those associated with change and advise divisional management and staff on any credit and other risk related issues within the portfolio, as they arise.
Provide support to management by representing DBSA management where required.
Exercise mandated responsibility in areas where the incumbent has delegated authority for project approval, jointly with other relevant staff.
Review Oversight:
Optimize skills usage within the area of responsibility, minimizing “key-man” risk.
Oversee the work output of respective Credit Analysts in relation to quality standards, agreed benchmarks, objectives and required timeframes.
Develop the skills and abilities of team members, with the result that they perform at their highest potential and optimize their current and future job performance.
Contribute to building synergies and cooperation across functions in the DBSA.
Promote DBSA values and a culture of High Performance within the unit.
Key Measures:
High quality of credit evaluation and financial risk assessment and reporting, not compromising on accuracy and speed to meet deadlines.
Annual reviews completed (% complete by Value and by Number) for all clients in the portfolio, within the agreed timeframes.
Effective collateral, covenant and undertakings monitoring, and reporting completed within agreed timeframes.
Disbursements and NPLs achieved within agreed targets.
Fully comply with the Bank’s key Governance & Compliance measurement requirements.
Ongoing monitoring of high-risk clients and 100% of Watchlisted clients monitored and reported to and as required by the Portfolio Committee; and any other Committee so directed.
Key Internal Liason Relationships:
Head: Credit
Head: Portfolio Management
GE: Financing Operations
Heads of Business Units
Project teams of all Investment functions
Risk and Audit Units
Members of various committees
Credit Analysts
Key External Liason Relationships:
External stakeholders (e.g., National Treasury)
Clients
Co-funders
Expertise & Technical Competencies
Qualifications and Experience
Minimum Requirements:
A minimum Bachelor’s Degree in Financing, Accounting, Economics or Engineering.
A minimum of 5 years’ work experience (post Articles) in wholesale credit risk management, corporate or investment banking or similar, with strong analytical experience.
Practical knowledge of Credit Risk Management and a broad appreciation of the range of Compliance and Enterprise Risk Management and Reporting practices.
Solid experience in Microsoft Office (MS-Word, MS Excel (at an advanced level of proficiency), MS PowerPoint, MS Outlook), Quantitative and Qualitative Credit Rating Models.
Above average report writing skills.
Experience in the implementation of policy compliance and best practice.
Excellent Analytical and problem-solving skills complimented by in-depth understanding of business procedures.
Strong verbal and written communication skills as well as effective presentation skills and with the ability to express complex concepts in business terms.
Strong abilities in relationship management, teamwork, and interpersonal skills.
Proven ability to effectively manage competing deadlines for projects in a high-pressure work environment.
The ability to:
a) Communicate and persuade at all management levels and thrive in a cross-functional environment.
b) Determine whether processes comply with credit laws, regulations and/or standards.
c) Apply logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions or approaches to problems.
d) Identify complex problems and to review related information to develop and evaluate options and implement solutions.
e) Integrate knowledge building through knowledge sharing and knowledge application throughout the incumbent’s professional duties.
f) Keep record of compiling information related to reports and publications.
g) Build strong partnerships with external and internal stakeholders.
Desirable Requirements:
Knowledge of financial structuring and doing business in Africa will be a distinct advantage
Honours and/or Masters degree in Finance or Accounting, CA(SA), Professional Body Certifications Qualifications (e.g., GARP CFA or
FRM, CFI FMVA or CBSA) or an MBA is a distinct advantage.
Previous working experience in a senior or supervisory capacity would be an advantage.
Technical Competencies
Written Communication
Is relied on by others to help them write complex technical and non-technical documents and briefs.
Is able to determine which aspects of this knowledge area needs to be transferred to others in order to achieve organisational goals.
Coaches’ others and transfers communication skills and knowledge to others.
Presentation Skills
Can reinforce key presentation points with examples.
Is able to translate technical terminology into language understandable to the audience.
Has insight into the audience’s behavior and motivation and responds appropriately and professionally, adapting communication style as appropriate.
Reporting
Designs, reviews and improves reporting processes and provides guidance.
Leads production of complex credit and financial reports, takes an editorial role, determines content and level of detail, and ensures consistent messaging and branding.
Planning and Organising
Is relied on to help others plan and organise their workload.
Uses effectively advance time management processes to deal with high workload and tight deadlines.
Organises, prioritises, and schedules tasks so they can be performed within budget and with the efficient use of time and resources.
Achieves goals in a timely manner, despite obstacles encountered, by organising, reprioritising and replanning.
Data Collection and Analysis
Skilled in the use of advanced/complex analytical techniques.
Is able to use judgement to decide upon the most appropriate analytical techniques according to the situation.
Recognises underlying principles, patterns, or themes in an array of related information, and determine whether additional information would be useful or necessary.
Through an in-depth understanding of the business environment, reviews outputs of analysis to identify anomalies and draws conclusions, relating these to operational circumstances.
Can model a range of scenarios covering all potential business circumstances and highlight potential risks/opportunities.
Negotiation
Understands and can apply basic negotiating skills and techniques, e.g., obtaining a full understanding of the other party’s agenda and needs before disclosing own perspectives.
Possesses an understanding of various unspoken communications from other parties and can decipher hidden agendas.
Is able to successfully conclude negotiations which require the development of an emotional as well as factual argument.
Is able to develop mutually beneficial potential solutions.
Financial Analysis
Interprets, analyzes and/or evaluates compliance with applicable legislation, sound regulatory practices and procedures, generally accepted accounting principles, and other such rules and regulations.
Analyzes or interprets financial records and develops program procedures, financial models and databases.
Demonstrates a thorough knowledge and understanding of applicable regulations, rules, entity/company practices, concepts, and industry issues.
Demonstrates a thorough knowledge or experience working with various legal and regulatory issues in deal structuring in their subject area.
Develops and maintains effective working relationships with regulated industries, government officials, administrators, and civic leaders.
Serves as subject matter expert and leads work teams for more complex issues.
Required Personal Attributes
Behavioural Competencies
Achievement Orientation
Undertakes challenging assignments and strives to complete them.
Sets priorities and chooses goals on the basis of calculated costs, anticipated benefits and improvement of performance.
Aims at exceptional performance; setting out to achieve a unique standard.
Constantly analyses outcomes to ensure the achievement of business goals.
Identifies short-term opportunities or potential problems aiming to achieve better outcomes.
Customer Service Orientation
Tries to understand the underlying needs of customers and matches these needs to available or customized products and services.
Adapts processes and procedures to meet on-going customer needs.
Utilises the feedback received by customers, in order to develop new and/or improved existing services/ products that relate to their on-going needs.
Thinks of new ways to align DBSA’s offerings with future customer needs.
Integrity
Is willing to end a business relationship because it was associated with actual or perceived unethical business practice.
Is capable of challenging senior management (in an appropriate and respectable manner) in order to act on espoused values.
Leading and Empowering Others
Creates the conditions that enable the team to perform at its best (e.g., setting clear direction, providing appropriate structure, getting the right people, obtain needed resources).
Monitors performance against clear standards and addresses performance issues promptly and takes action to get performance back to desired levels.
Proactively asks for feedback on own performance from team members, aiming to become more effective.
Ensures tasks are delegated so that team members are empowered to deliver results and develop their capabilities.
Self-awareness and Self Control
Withholds effects of strong emotions in difficult situations.
Keeps functioning or responds constructively despite stress.
May apply special techniques or plan ahead of time to manage emotions or stress.
Strategic and Innovative Thinking
Recognises opportunities or potential problems, before they become obvious, by seeing the connections in a range of sources of information, including insights from outside DBSA.
Restates complex knowledge in a way that makes it easier for others to understand.
Experiments with new approaches, tests scenarios, questions assumptions and challenges conventional thinking.
Creates new concepts that are not obvious to others, leveraging internal and external sources of information, to build incremental revenue and growth opportunities.
Teamwork & Cooperation
Acts to promote a friendly climate and good morale and resolves conflicts.
Creates opportunities for cross-functional working.
Encourages others to network outside of their own team/department and learn from their experience.
Senior Credit Data Analyst
Closing Date
2025/02/21
Reference Number
DBS240627-1
Job Title Senior Credit Data Analyst
Job Grade 16
Job Type Classification Permanent
Location – Town / City Midrand
Location – Province Gauteng
Location – Country South Africa
Job Profile (Downloadable) Senior_Credit_Data_Analyst_Job_Profile_June_2024.docx.pdf (240.30 kb) – 6/27/2024 3:56:12 AM
Job Description
To source, aggregate and collate credit and other data for credit modelling, reporting and analysis. The key
accountabilities, interfaces and measures of this role are elaborated below: . .
Key Responsibilities
- Sourcing of Data
- Mine Data from Data Warehouses / Data Lakes within the institution.
- Acquire Data from public sources, other financial institutions, and service providers.
- Extract Data from the operating Systems of the Bank (e.g. SAP).
- Credit Lab Data Warehouse
- Aggregate and organise Data from sources into usable formats for storage and usage in the development of
- Credit Risk models and Credit portfolio reporting.
- Build a library of monthly snapshots of the relevant data sources.
- Integrate the Data Warehouse with Credit Risk Model systems.
- Credit Portfolio Reporting
- Design, construct and maintain templates providing numeric and graphical output for credit portfolio reporting.
- Provide accurate and timely updates of completed templates for divisional and consolidated portfolio reporting.
- Provide data and numeric support to credit report composers to accurately complete portfolio reports.
- Ensure the accuracy of credit measures and representations in credit portfolio reports.
- Maintain checklists for the governance of credit portfolio report content.
- Credit Risk Pricing
- Provide support to the Credit Lab Manager for Credit Risk margin pricing and inputs to the Pricing Working
Committee. - Source and confirm Risk inputs to the Pricing Model from Credit Risk Model systems. Ensure the accuracy of
inputs to the pricing model.
- Country Risk
- Source country and Sovereign Risk ratings from independent service providers.
- Maintain relationships with service providers.
- Confirm country Risk inputs to the Pricing Model.
- Calculate and maintain country Risk limits as per country Risk policy.
- Maintain Country and Sovereign risk Policy for approval by the Board.
- Ad-Hoc Reporting
- Source, aggregate and analyse data for ad-hoc reporting requests.
- Ensure the accuracy of ad-hoc reporting analysis and findings.
- Key Measures
- Performance against agreed targets.
- Performance outputs as per the performance management system.
- Quality and accuracy data.
- Timely provision of data and analyses.
- Management of relationships with key stakeholders.
- Reporting effectiveness and efficiency measures.
Key Internal Liaison Relationships
- Credit Lab Manager
- Credit Systems Technician
- Credit Model Technicians
- Credit Risk Analysts
- Contracts and Administrations Department
- Investment Officers
- Portfolio Management Officers
Key External Liaison Relationships
- Service Providers
- Other DFI’s
- Other Financiers
- DBSA stakeholders (as required)
- Credit Risk Committees
- Rating Agencies
Expertise & Technical Competencies
Minimum Requirements
- BCom Computer Science, BSc Actuarial Science / Data Science or similar.
- A minimum of 6-8 years’ experience in Credit Data Management in Financial services.
- Experience within an Analytical team / Credit Lab.
- Experience as the team lead for the provision of Data.
- Experience in a Banking and/or financial sectors.
- Experience in the development of Policies, Credit Models (PD, LGD, EAD and Scorecards)
- Good knowledge of Data Management Systems (DBMS, RDMS), Analytical Tools like but not limited to Power BI, SAS, SSAS.
- Experience in designing and drafting detailed Reports and Templates.
Desired Requirements
- Experience in a Development Finance environment will be a distinct advantage.
- Experience in Python and Microsoft R will be an advantage.
- Experience in Microsoft SQL Server tools will be an advantage.
TECHNICAL
a) Problem Solving
- Identifies complex problems based on a broad range of factors, many of which are ambiguous or difficult to define.
- While remaining guided by organisational values, identifies optimal solutions, thinking first in terms of possible approaches and flexibilities in the system vs. blind adherence to rules or procedures.
- Implements solutions to complex problems, then evaluates the effectiveness and efficiency of solutions and identifies needed changes.
b) Planning and Organising - Is relied on to helps other plan and organise their workload.
- Uses effectively advance time management processes to deal with high workload and tight deadlines.
- Organises, prioritises and schedules tasks so they can be performed within budget and with the efficient use of time and resources.
- Achieves goals in a timely manner, despite obstacles encountered, by organising, reprioritising and re-planning.
c) Data Collection and Analysis - Skilled in the use of advanced/complex analytical techniques.
- Ability to use judgement to decide upon the most appropriate analytical techniques according to the situation.
- Recognises underlying principles, patterns, or themes in an array of related information, and determine whether additional information would be useful or necessary.
- Through an in-depth understanding of the business environment, reviews outputs of analysis to identify anomalies and draws conclusions, relating these to operational circumstances.
- Can model a range of scenarios covering all potential business circumstances and highlight potential risks/opportunities.
d) Reporting & Communication - Designs / customizes reports to meet user needs.
- Prepares complex or tailored reports, gathers information from a variety of sources, analyses and includes in a report.
- Keeps standard reports under review and proposes improvements to meet user needs.
e) Analytical Ability - Ability to propose solutions to support investment through analysis and solutioning.
- Thorough and in-depth understanding of the business environment, reviews outputs of analysis to identify anomalies and draw conclusions, and able to relate these to operational circumstances.
- High level of skill in the use of advanced/complex analytical techniques and able to use judgement to decide upon the most appropriate analytical techniques to solution according to the situation.
- Proven ability to apply relevant estimating techniques, tools and models covering all potential business
circumstances (such as cost benefit analysis) and highlight potential risks/opportunities. - Able to translate findings into reports and present findings to key stakeholders.
Required Personal Attributes
BEHAVIOURAL
- Customer Service Orientation
- Tries to understand the underlying needs of customers and matches these needs to available or customized products and services.
- Adapts processes and procedures to meet on-going customer needs.
- Utilises the feedback received by customers, in order to develop new and/or improve existing services/ products that relate to their on-going needs.
- Thinks of new ways to align DBSA’s offerings with future customer needs.
- Self-awareness and Self Control
- Withholds effects of strong emotions in difficult situations.
- Keeps functioning or responds constructively despite stress.
- May apply special techniques or plan ahead of time to manage emotions or stress.
- Strategic and Innovative Thinking
- Experiments with new approaches, tests scenarios, questions assumptions and challenges conventional thinking.
- Creates new concepts that are not obvious to others, leveraging internal and external sources of information, to build incremental revenue and growth opportunities.
- Driving delivery of results
- Sets challenging goals that will have a significant impact on the business or support the organisational strategy.
- Commits significant resources and/or time to ensure that challenging goals are achieved, while also taking action
- Teamwork & Cooperation
- Acts to promote a friendly climate and good morale, and resolves conflicts.
- Creates opportunities for cross-functional working.
- Encourages others to network outside of their own team/department and learn from their experience.
Credit Analyst
Closing Date
2025/02/25
Reference Number
DBS240610-1
Job Title Credit Analyst
Job Grade 16
Job Type Classification Permanent
Location – Town / City Midrand
Location – Province Gauteng
Location – Country South Africa
Job Profile (Downloadable) Job_Profile_Credit_Analyst_-_March_2022.pdf (406.41 kb) – 2/11/2025 11:32:14 AM
Job Description
The purpose of this position is to identify, measure, mitigate and monitor credit risk and by taking appropriate actions to ensure that the credit quality remains within the Bank’s acceptable risk appetite. This will be achieved by conducting detailed credit risk analysis by evaluating potential and existing clients’ capacity to borrow, by assessing, amongst others, their financial background, their ongoing ability to repay the borrowed credit and adherence to lending conditions throughout the term of the lending relationship.
Key Responsibilities
Credit Risk Management and Monitoring
Perform credit and financial analysis on new business deals and review of existing clients through analysis and interpretation of financial and economic metrics to ensure acceptable credit risk resulting in minimizing non-performing loans (NPLs) and/or write-offs.
Provide detailed report/s on analysis, findings and recommendations tied to the assessment of credit risk.
Present analysis, findings and recommendations that involves the borrower’s ability to repay.
Develop and prepare spreadsheets and models to support analysis of new and exist credit/loan applications.
Determine internal DBSA credit ratings and loss given default (LGDs) together with return on investments proposals that are acceptable to the Bank, on a risk vs return basis.
Form part of the deal closing team to:
negotiate covenants, collateral and legal conditions with clients and co-lenders, in accordance with the Bank’s approved key terms; and
disburse approvals in accordance with the Bank’s internal procedures and legal agreement conditions
Manage the ongoing credit risk on a portfolio of clients by pro-actively identifying problematic/high risk clients through regular reviews and industry updates, staying up to date with the latest market developments and conducting industry research when required.
Monitor adherence to covenants and other legal agreements conditions on a continuous basis and discuss any deviations and possible concerns with Investment teams to remedy non-adherence. Escalate issues through internal procedures (e.g., rapid risk reviews) and/or to management where necessary.
Manage, monitor, and communicate other credit risks associated with outstanding collateral, covenants and undertakings; and credit migration of clients on/off the Watchlist and NPLs book.
Adhere to Bank’s lending protocols, risk management policies and procedures and ensure that they are fully complied with and that any policy breaches have been suitably addressed and mitigated.
Financial Risk Management and Monitoring
Analyze and interpret the financial results and financial models for deals in Project Finance, Public Sector Entities- Local / Regional Government Entities, Higher Education Institutions and other Public Sector Entities e.g., Water Boards, Development Corporations and Utilities; as well as the integration of the outcome of the financial assessments with other specialist areas (e.g., Environmental, Social, Governance, Technical, Country) to identify and mitigate risk on investment proposals.
Analyze and evaluate financial structures for appraisals and decision-making, including but not limited to:
risk management/hedging, investment funding and project finance structures/strategies
perform specialized financial and / or cost analysis e.g., cash-flow analysis, “what-if” analysis and prepare related reports in the form of pro-forma financial statements
compare and analyses forecasts with actual results and in doing so identify variances and trends
identify the underlying principles, reasons or facts of information by breaking down information or data into separate drivers of credit and financial risk
conduct the spreading of all financials (new deals and annual reviews), building of financial models/assessments of financial models, including revenue and expense forecasts.
Stay abreast of changes in private and public sector financial reporting/accounting standards and principles in order to determine the impact thereof on the interpretation of the financial results for the purposes of credit analysis and financial risk determination.
Key Measures
High quality of credit evaluation and financial risk assessment and reporting, not compromising on accuracy and speed to meet deadlines.
Annual reviews completed (% complete by Value and by Number) for all clients in the portfolio, within the agreed timeframes.
Effective collateral, covenant and undertakings monitoring, and reporting completed within agreed timeframes.
Disbursements and NPLs achieved within agreed targets.
Fully comply with the Bank’s key Governance & Compliance measurement requirements.
Ongoing monitoring of high-risk clients and 100% of Watchlisted clients monitored and reported to and as required by the Portfolio Committee; and any other Committee so directed.
Expertise & Technical Competencies
Minimum Requirements
A minimum Bachelor’s Degree in Financing, Accounting, Economics or Engineering.
At least 3 years working experience (post Articles) in wholesale credit risk management, corporate or investment banking or similar, with strong analytical experience.
Knowledge of Private sector (e.g., GAAP, IFRS) and Public Sector Financial Reporting (e.g., GRAP, IAS, IFRS, King IV, MFMA, PFMA), cost accounting and/or financial analysis and/or auditing and the Companies Act.
Solid knowledge of the financial markets, banking, and municipal operating environment.
Experience in analyzing, interpreting, and capturing of financial information in financial and credit rating models.
Practical knowledge of Credit Risk Management and a broad appreciation of the range of Compliance and Enterprise Risk Management and Reporting practices.
Proficient with Microsoft Office (MS- Word, MS Excel (at an advanced level of proficiency), MS PowerPoint, MS Outlook), Quantitative and Qualitative Credit Rating Models.
Demonstrated ability to:
obtain data, perform in–depth credit evaluation of both quantitative and qualitative credit risks, and provide expert analysis.
conduct debt sustainability analysis.
deliver high quality reports for decision-making.
Proven ability to effectively manage competing deadlines for projects in a high-pressure work environment.
Desirable Requirements
Knowledge of financial structuring and doing business in Africa will be a distinct advantage.
Honours degree in Finance or Accounting, CA(SA), Professional Body Certifications Qualifications (e.g., GARP CFA or FRM, CFI FMVA or CBSA) is an advantage.
Technical Competencies
Written & Verbal Communication
Understands that different writing styles are required for different documents or audiences.
Write effective correspondence, prepares questions and reports, statements of circumstance and briefing notes.
Has a solid mastery of writing principles such as grammar, sentence construction etc.
Able to present a theme in writing in an ordered, intelligible manner with well-structured and relevant supporting detail.
Able to understand topic switches and use vocabulary of attitude.
Reasonably fluent in speaking.
Presentation Skills
Can reinforce key presentation points with examples.
Is able to translate technical terminology into language understandable to the audience.
Has insight into the audience’s behavior and motivation and responds appropriately and professionally, adapting communication style as appropriate.
Reporting
Prepares both standard and non-standard reports to time and quality standards.
Collate and analyses readily available and relevant data for inclusion in a report.
Planning and Organizing
Plans and manages multiple priorities and deadlines.
Uses effectively advance time management processes to deal with high workload and tight deadlines.
Organizes, prioritizes, and schedules tasks so they can be performed within budget and with the efficient use of time and resources.
Achieves goals in a timely manner, despite obstacles encountered, by organizing, reprioritizing and replanning.
Data Collection and Analysis
Skilled in the use of advanced/complex analytical techniques.
Is able to use judgement to decide upon the most appropriate analytical techniques according to the situation.
Recognizes underlying principles, patterns, or themes in an array of related information, and determine whether additional information would be useful or necessary.
Through an in-depth understanding of the business environment, reviews outputs of analysis to identify anomalies and draws conclusions, relating these to operational circumstances.
Can model a range of scenarios covering all potential business circumstances and highlight potential risks/opportunities.
Negotiation
Understands and can apply basic negotiating skills and techniques, e.g., obtaining a full understanding of the other party’s agenda and needs before disclosing own perspectives.
Possesses an understanding of various unspoken communications from other parties and can decipher hidden agendas.
Is able to successfully conclude negotiations which require the development of an emotional as well as factual argument.
Is able to develop mutually beneficial potential solutions.
Financial Analysis
Interprets, analyzes and/or evaluates compliance with applicable legislation, sound regulatory practices and procedures, generally accepted accounting principles, and other such rules and regulations.
Analyzes or interprets financial records and develops program procedures, financial models and databases.
Demonstrates a thorough knowledge and understanding of applicable regulations, rules, entity/company practices, concepts, and industry issues.
Demonstrates a thorough knowledge or experience working with various legal and regulatory issues in deal structuring in their subject area.
Develops and maintains effective working relationships with regulated industries, government officials, administrators, and civic leaders.
Required Personal Attributes
Behavioural Competencies
Achievement Orientation
Delivers work on time and quality and follows through on agreed commitments.
Views new work experiences as an opportunity for growth.
Reacts immediately to overcome setbacks and/or obstacles in order to meet goals.
Recognizes and acts upon current opportunities.
Customer Service Orientation
Makes self fully available, especially when the customer is going through a critical period.
Requests on-going feedback from customers and takes action in response to it; manages to retain and capitalize on existing customers.
Takes the “extra step” to resolve customer issues appropriately, even in the case where they do not fall under own area of responsibility.
Is aware of the level of service offered by the competition and provides more for customers than they expect.
Attention to Detail
Double-checks the accuracy of information or work.
Ensures that the work produced doesn’t contain any errors.
Self-awareness and Self Control
Feels strong emotions in the course of a conversation or other task, such as anger, extreme frustration, or high stress.
Holds the emotions back and continues to act calmly.
Ignores angering actions and continues a conversation or task.
May leave temporarily to withhold emotions, then return immediately to continue.
Strategic and Innovative Thinking
Recognizes opportunities or potential problems, before they become obvious, by seeing the connections in a range of sources of information, including insights from outside DBSA.
Restates complex knowledge in a way that makes it easier for others to understand.
Experiments with new approaches, tests scenarios, questions assumptions and challenges conventional thinking.
Creates new concepts that are not obvious to others, leveraging internal and external sources of information, to build incremental revenue and growth opportunities.
Teamwork & Cooperation
Values and utilizes the expertise of colleagues, asking for ideas and input and collaborates to form decisions and plans.
Willingly learns from others.
Creates opportunities for knowledge and expertise sharing between all members of the team.
Creates conditions that enables the team to perform at its best.
Desktop Technician X2
Closing Date
2025/02/14
Reference Number
DBS250130-1
Job Title Desktop Technician X2
Job Grade 13
Job Type Classification Permanent
Location – Town / City Midrand
Location – Province Gauteng
Location – Country South Africa
Job Profile (Downloadable) Desktop Technician_Job Profile Updated Jan 2025_.docx.pdf (417.18 kb) – 1/30/2025 12:31:24 PM
Job Description
To provide technical support and maintenance for computer systems, applications, hardware, software and all other ICT resources utilised in the organisation. The Desktop Technician ensures support services rendered to users meet the user requirements and are delivered on time in compliance with published service level agreements and service catalogues.
Key Responsibilities
Key Performance Areas:
- Technical Support and Troubleshooting
Provide level 1 and level 2 support for end-users, including desktop/laptop/tablet hardware, software and network connectivity:
o Answer incoming calls from end-users reporting technical issues and provide real-time assistance.
o Diagnose and resolve technical issues promptly to ensure minimal disruption to end-users.
o Log all support requests accurately into the ITSM system.
o Escalate unresolved issues to the appropriate team or technician when necessary.
o Provide feedback to users and follow- up with users to ensure resolution and satisfaction with the support provided.
o Implement updates and patches to maintain system performance and security.
o Respond promptly to support requests, diagnosing and resolving technical issues within agreed service level agreements.
o Use remote support tools to assist end-users as needed.
- Hardware and Software Management
Install, configure, and maintain desktop, laptop and tablet systems, operating systems and applications.
Manage software installations, upgrades, and patches.
Maintain inventory or hardware and software resources and handle asset tagging.
Maintain security standards by enforcing policies and addressing identified system vulnerabilities.
Perform regular system maintenance and security:
o Conduct regular maintenance tasks e.g. system updates, backups and virus/malware scans.
o Adhere to and enforce IT security policies including account management and access control.
- Network and Connectivity
Provide support with basic network troubleshooting, including LAN/WAN connectivity, VPN access and Wi-Fi.
Configure and troubleshoot networked peripherals such as printers and scanners.
- User Training and Collaboration
Educate users on best practices for security, productivity tools, and general IT usage.
Create and maintain documentation for IT policies, procedures and troubleshooting steps.
Collaborate with other IT team members to resolve technical challenges and escalate complex issues as required.
Liaise with external vendors for warranty support and equipment repairs.
Key Measures/KPIs
Technical support requests resolved within agreed Service Level Agreement (SLA) timeframes.
Customer support surveys evaluating user experience.
Average time taken to resolve support tickets.
Hardware and software deployment efficiency.
Key Internal Liason Relationships
All DBSA staff
Key External Liason Relationships
Service providers
Other external stakeholders and clients
Expertise & Technical Competencies
Qualifications and Experience:
Minimum Requirements:
A Bachelor’s Degree in Information Technology or equivalent.
A minimum of 4 years in IT desktop support experience for a medium to large size organisation.
Proficiency in Windows, macOS, Microsoft Operating Systems and/or Linux operating systems.
Proven knowledge of MS Office Suite, email configuration, imaging of devices and common productivity tools.
General understanding of networking concepts (TCP/IP, DNS, DHCP).
Excellent problem-solving and multitasking abilities.
Strong communication and interpersonal skills.
Demonstrated ability to work independently and as part of a team.
Desirable Requirements:
Customer service training or certificate.
Experience in user application support and using call administration system.
Certifications: CompTIA A+, Microsoft Certified Desktop Support Technician (MCDST) or similar certifications.
Technical Competencies:
a) IT Security
Demonstrates awareness of security requirements.
Demonstrates awareness of privacy requirements and standards.
Understands concepts of IT security and its application to computer systems architecture.
b) IT Network and Securities
Has a broad understanding of users and department staff on usage of available IT network solutions to increase productivity.
Maintain an accurate record of technical specifications related to networks etc. and update those as necessary.
c) IT Support
Contacts end-user / customer to follow up on services and/or solutions to ensure that their needs have been correctly and effectively met.
Understands issues from the end-user/customer’s perspective.
Keeps end-user/customer up-to-date with information and decisions that affect him/her.
Monitors services provided to end-user / customer and makes timely adjustments as required.
Proposes new, creative and sound alternatives to improve technical services.
Uses advanced techniques in solving technical problems.
d) Planning & Organising
Is relied on to help others plan and organise their workload.
Uses effectively advanced time management processes to deal with high workloads and tight deadlines.
Organises, prioritises and schedules tasks so they can be performed within budget and with the efficient use of time and resources.
Achieves goals promptly, despite obstacles encountered, by organising, reprioritising and re-planning.
e) Written Communication
Understands that different writing styles are required for different documents or audiences.
Write effective correspondence, prepare questions and reports, statements of circumstance and briefing notes.
Reviews others’ documents for clarity and impact.
Has a solid mastery of writing principles such as grammar, sentence construction etc.
Required Personal Attributes
Behavioural Completencies:
a) Information Seeking and Analysis
Breaks down problems into simple lists of tasks or activities
Investigates the problem or situation beyond routine questioning.
b) Achievement Orientation
Focuses on new or more effective ways of improving own work and meeting targets.
Focuses on raising quality, customer satisfaction and revenues.
Formulates own objectives and action plans in order to achieve a measurable improvement in the future.
Makes specific changes to systems and processes in order to improve efficiency and quality.
c) Self-awareness & Self Control
Ignores angering actions and continues a conversation or task. May leave temporarily to withhold emotions, then return immediately to continue
Feels strong emotions in the course of a conversation or other task, such as anger, extreme frustration, or high stress; holds the emotions back, and continues to act calmly.
d) Customer Service Orientation
Views others, including colleagues, as customers and wants to meet their needs.
Keeps the customer informed of relevant developments or changes.
Gains the trust of customers by maintaining clear, two-way communication regarding mutual expectations and satisfaction with service.
Admits possible errors or mistakes to customers.
e) Attention to Detail
Double-checks the accuracy of information or work.
Ensures that the work produced doesn’t contain any errors.
f) Flexibility
Changes his/her perception, and ideas or alters normal procedures to fit a specific situation to get a job done and/or meet company goals.
g) Teamwork & Cooperation
Values and utilises the expertise of colleagues, asking for ideas and input and collaborates to form decisions and plans.
Willingly learns from others.
Creates opportunities for knowledge and expertise sharing between all members of the team.
h) Analytical Thinking
Identifies the cause-and-effect relationship between two aspects of a situation
i) Integrity
Takes pride in being trustworthy, serves all equally, respects others and embraces diversity.
Is honest in all relations (internal/external relations).
Assistant Company Secretary II
Closing Date
2025/02/20
Reference Number
DBS240614-1
Job Title Assistant Company Secretary II
Job Grade 16
Job Type Classification Permanent
Location – Town / City Midrand
Location – Province Gauteng
Location – Country South Africa
Job Profile (Downloadable) Job Profile – Assistant_Company_Secretary II_2024_(signed).pdf (375.39 kb) – 6/14/2024 12:54:47 PM
Job Description
The Assistant Company Secretary II is responsible for the provision of the company secretariat and administrative
requirements of the DBSA and the Board. Ensure that the compliance, governance and roles and responsibilities of
management are aligned and within the statutory / governance frameworks, ethical standards and best practice.
Monitor that decisions of the Board are implemented and aligned to governance structures.
Key Responsibilities
- Company Secretariat Functions
- Work with the Company Secretary to ensure the smooth functioning of the Bank’s corporate governance
and compliance with legal and regulatory requirements. - Provide advice to the Board and all Directors on corporate governance and how to discharge their
responsibilities/ duties and liabilities under the Companies Act, King IV Code and within ethical standards
and overall corporate governance framework. - Facilitate the orientation of new Directors and ensure adequate onboarding and understanding of their
appointment and the DBSA. - Facilitate training for Directors as required including updating the Board on issues of policies and practices
of all DBSA divisions and agencies. - Act as a point of contact and enable communication between board members and management, ensuring
the timely flow of information and follow-up on action items. - Act as a secondary point of contact and source of advice/ guidance for Directors on matters concerning the
Bank and its activities to assist their decision-making process. - Provide advice on legal and compliance matters affecting the DBSA, the Board and particularly governance
structures. - Report to the Board on any failure of the DBSA or Director to comply in terms of their legal responsibilities.
- Monitor the implementation of decisions of the Board of Directors, liaise with action owners and report on
challenges in implementation. - Keep under review all legal and regulatory developments affecting the Company’s operations and report to
the Board. - Act as a sounding board for the Company Secretary on matters that concern the Directors and provide
guidance in the absence of the Company Secretary. - Responsible for ensuring proper and orderly conduct of meetings and board committees as assigned and
covering and servicing the AGM. - Facilitate the completion and updating of corporate disclosures.
- Stay abreast of changes in corporate law and regulations and ensure the company’s compliance with all
statutory requirements. - Compile and draft reports in line with governance, legal and regulatory requirements and as requested by
the Directors.
- Committee Support and Administration
- Facilitate the review and update of Charters and Terms of Reference of the Board and Board subcommittees.
- Develop and implement procedural and administrative systems to enable the smooth running of the
secretariat function. - Responsible for obtaining approval and circulation of Board and Committee minutes together with the action
list where assigned. - Compile and circulate documents for the Board and sub-committees as per the terms of reference and
agreed timelines. - Draft and distribute written resolutions for the action owners as requested.
- Maintain the meeting registers and ensure all filing requirements are completed on time and meet legal
requirements including safeguarding confidential documents.
- Stakeholder Engagement
- Provide guidance and training to relevant employees on corporate governance and communicate
changes or updates that impact the organisation. - Engage and guide action owners and business on requirements for the Board and sub-committees and
templates to be utilised. - Review submissions, provide quality assurance and liaise with owners on the submission requirements
and any queries on the submissions.
Key Measurements of Outputs
- Ability as second in charge to carry out the Company Secretarial function in the absence of the Company
Secretary. - Quality of advice and guidance to Board and Directors.
- Effective orientation of the Board of Directors.
- Effective follow-up and monitoring to ensure implementation of Board Decisions.
- Compliance with legislation in respect of the Companies Act and King IV.
- Efficient and effective provision of secretarial administration.
- Clean audit.
Key Internal Liaison Relationships
- Chairperson of the Board
- Directors & non-executive directors of the Board
- Management committees
- Social & Ethics Committee
- All Divisions
- Business unit Heads to understand requirements and training capabilities
Key External Liaison Relationships
- Service Providers
- External Service Providers
Expertise & Technical Competencies
Minimum Requirements
- A post-graduate degree in law, finance, audit, accounting or relevant.
- A minimum of 7 – 8 years’ experience in Corporate Secretariat function.
- Experience in engaging and advising Board members and high-level dignitaries.
- Experience in the legal, commercial and business environment.
- Experience in working with external auditors, legal advisers, and bankers.
- In-depth understanding of the Companies Act and King IV Code, Financial Services Regulations Act (FSRA)
and Public Finance Management Act (PFMA)
Desirable Requirements
- Legal qualification.
- Experience in carrying out the duties of an Assistant Company Secretary in a state-owned entity.
- Experience in a banking and or financial sector.
TECHNICAL COMPETENCIES
a) Business Acumen
- Develop annual work plans that take into account longer-term activities, issues, problems, or
opportunities. - Develops and establishes broad-scale, longer-term objectives, goals, or projects (e.g., affecting a
business, department, or organisation). - Takes actions to fit business strategy.
b) Written communication - Understands that different writing styles are required for different documents or audiences.
- Write effective correspondence, prepare questions and reports, statements of circumstance and briefing
notes. - Reviews others’ documents for clarity and impact.
- Has a solid mastery of writing principles such as grammar, sentence construction etc.
c) Presentation skills - Can reinforce key presentation points with examples.
- Is able to translate technical terminology into language understandable to the audience.
- Has insight into the audience’s behaviour and motivation and responds appropriately and professionally,
adapting communication style as appropriate.
d) Reporting - Designs / customizes reports to meet user needs.
- Prepares complex or tailored reports, gathers information from a variety of sources, analyses and includes
in a report. - Keeps standard reports under review and proposes improvements to meet user needs.
e) Planning and Organising - Is relied on to help others plan and organise their workload.
- Uses effectively advance time management processes to deal with high workload and tight deadlines.
- Organises, prioritises and schedules tasks so they can be performed within budget and with the efficient
use of time and resources. - Achieves goals in a timely manner, despite obstacles encountered, by organising, reprioritising and re-planning.
f) Policies and Procedures - Has detailed knowledge of policy and procedure relating to a specific area of work.
- Is capable of implementing procedure, highlighting issues as appropriate.
g) Stakeholder Management - Proactively manages partner relationships, preventing or resolving any conflict.
- Adapts style to work effectively with partners, building consensus, trust, and respect.
h) Company Secretarial Competencies - Deep knowledge of the laws governing companies and codes of best practice (e.g., Companies Act, King
IV, IFRS) and applies them in DBSA’s context. - Ability to provide legal advice and best practice guidance to the Board and management.
- Knows, understands and is capable of interpreting board procedures.
- To be able to strike a balance between swamping the directors with papers and providing enough
information for them to make a balanced judgement.
Required Personal Attributes
BEHAVIOURAL COMPETENCIES
a) Customer Service Orientation
- Tries to understand the underlying needs of customers and match these needs to available or customized
products and services. - Adapt processes and procedures to meet ongoing customer needs.
- Utilises the feedback received by customers, to develop new and/or improve existing services/ products
that relate to their ongoing needs. - Thinks of new ways to align DBSA’s offerings with future customer needs.
b) Self-awareness and Self Control - Withholds effects of strong emotions in difficult situations.
- Keeps functioning or responds constructively despite stress.
- May apply special techniques or plan ahead of time to manage emotions or stress.
c) Strategic and Innovative Thinking - Experiments with new approaches, tests scenarios, questions assumptions and challenges conventional
thinking. - Creates new concepts that are not obvious to others, leveraging internal and external sources of
information, to build incremental revenue and growth opportunities.
d) Driving delivery of results - Sets challenging goals that will have a significant impact on the business or support the organisational
strategy. - Commits significant resources and/or time to ensure that challenging goals are achieved, while also taking
action to mitigate risk.
e) Teamwork & Cooperation - Acts to promote a friendly climate and good morale and resolves conflicts.
- Creates opportunities for cross-functional working.
- Encourages others to network outside of their own team/department and learn from their experience.
Head: SCM Lending
Closing Date
2025/02/21
Reference Number
DBS240903-1
Job Title Head: SCM Lending
Job Grade 17
Job Type Classification Permanent
Location – Town / City Midrand
Location – Province Gauteng
Location – Country South Africa
Job Profile (Downloadable) Job Profile Head SCM Lending_August 2024 1.docx.pdf (387.24 kb) – 9/3/2024 7:28:40 PM
Job Description
The role is responsible for tactical and operational supply chain planning, sourcing, and category management. Oversees governance and risk management, as well as execution and delivery. Develops capabilities to effectively plan and lead supply chain operations and excellence, supporting the development and implementation of appropriate supply chain practices, enablers, and measurement tools. Manages and mitigates commercial risks associated with the tender award and contract management process, maintaining oversight of an estimated pipeline of work.
Key Responsibilities
Strategic Planning and Standards
Formulate, review and implement the lending strategy, framework, policies and procedures in line with applicable legislation and regulations.
Conduct operations assessments with auditors and other regulatory bodies and recommend improvement opportunities to optimise SCM operations.
Manage research on emerging best practices, methodologies and tools and benchmark against industry leaders to enable optimisation of the DBSA practices.
Develop and enhance standards and templates for effective SCM and Procure to Pay operations.
Establish appropriate procurement metrics and targets.
Implement and promote awareness of procurement policies, procedures, processes, templates, delegations, and performance metrics.
Negotiate and implement service-level timelines with different transaction types, including clear role definitions and control requirements.
Provide relevant business information and intelligence to inform business planning and sourcing strategies.
Value Management
Contribute to achieving departmental targets for goods/services, ensuring business continuity, value for money, competitiveness, and service levels.
Liaise with internal customers to determine business requirements and develop the sourcing pipeline.
Embed robust demand planning and management practices to inform sourcing pipeline and category management plans.
Research market conditions relative to business requirements and support business unit decision-making with credible market research and industry practices.
Collaborate with Finance Heads and Business Unit Heads to understand budget statuses and savings.
Assist business units in drafting specifications/requirements for tenders.
Support and participate in the SCM Committees as needed.
Promote the supply chain operating model and strategy within the organization, highlighting its benefits and value.
Demand and Performance Management
Draft the annual procurement plan and develop SCM key performance indicators and track progress on deliverables.
Provide input to the development of a demand management plan that includes all commodities procured in the business and transversal contracting.
Provide input to the supplier performance management plan, monitor implementation and report on supplier performance.
Guide the development and utilisation of status dashboards related to SCM performance and provide monthly reports to track progress on the demand and performance management.
Procurement Execution
Manage the procurement of goods and services to meet user requirements and agreed service levels (RFI, RFPs, RFQs, Orders), including expediting and managing order fulfilment.
Ensure management of service levels as per the SLA.
Incorporate supplier performance management practices across the organization and with contract owners.
Oversee the development of item masters (catalogue and supplier).
Address non-conformances in procurement processes.
Monitor price increases and communicate changes as necessary.
Facilitate integration and support to internal Business Units, decentralized operations, and related partners/agencies.
Build positive relationships with internal customers and suppliers.
Ensure effective system functionality and fit, particularly with SAP, to enable smooth transactional performance.
Maintain full compliance with Procurement policies and procedures.
Implement, monitor, report, and manage the attainment of procurement metrics.
Deliver service levels as per the SLA.
Manage effectively supply chain governance, sourcing, and commercial risks.
Implement and oversee sound contract management practices.
Governance and Reporting
Manage the SCM audit process by liaising with internal and external auditors and consolidating responses to audit queries and findings.
Institute preventative and corrective action when irregularities within the tender process are identified.
Report process performance against SLA.
Provide updates on open lead-time (Requisitions, Orders, and Payment).
Generate monthly reports on procurement metrics (divisional scorecard).
Prepare reports for the SCM Committees.
Issue exception reports to the governance structure.
People Management
Provide direction and management to direct reports to enable them to execute their functions effectively – managing deadlines, team workload and the work of outsourced providers.
Manage the performance management for all direct reports, managing their performance in relation to quality standards and agreed benchmarks and objectives, focusing on all aspects of sound people management.
Develop the skills and abilities of all team members, with the result that they perform to at their highest potential and optimize their current and future job performance.
Promote DBSA values and a culture of High Performance within the team.
Conduct career discussions and identify opportunities for future development and continuous improvement.
Identify employees with high potential and develop career paths in line with the succession plan.
Build team capability through on-the-job opportunities, talent acquisition, training and facilitating skills and knowledge transfer.
Key measurements of outputs
Approved strategy and policies implemented and kept relevant to corporate strategy.
Management of SCM performance in line with agreed SLA’s with Business.
Risk management status and performance.
Overall contract management accountability i.e. performance management of all suppliers in line with set objectives and agreed SLA’s.
Improved supplier and commercial arrangements for the DBSA.
Effective individual and team performance.
Compliance with BBBEE initiatives and objectives.
Compliance with regulations, policies and processes that govern DBSA supply chain activity.
Improved management information and master data management and practices.
Technology platforms enabled to automate processes and make available real-time customer, planning and production data.
Clean Audit.
Expertise & Technical Competencies
Minimum Requirements:
Postgraduate degree in Supply Chain Management or Finance or relevant.
A minimum of 10 years of experience in supply chain/procurement, which includes a minimum of 5 years of managerial-level experience within the supply chain unit leading strategy formulation and implementation.
Working experience with SAP Procurement module or a similar ERP system.
Strong understanding of and a strong commitment to good corporate governance, SCM regulations and laws and other regulatory requirements including the PFMA.
Knowledge of procurement best practices including sourcing strategies and the different mechanisms for procurement in various categories.
In-depth working knowledge of the PPPFA, and supply chain regulations from the National Treasury and BBBEE.
Demonstrate thought leadership with the ability to drive, lead, and manage organisational change and effectively engage with stakeholders in a demanding and complex business environment.
Desirable Requirements:
Member of the Chartered Institute of Procurement & Supply(CIPS).
Strong technical expertise in Finance.
Qualification or certification in Risk and Compliance (Governance), Financial Management and Data Analytics.
TECHNICAL COMPETENCIES
Project Management
Demonstrates a practical knowledge of project management principles and techniques.
Plans, defines and manages projects within a department or area. Identifies resources required and their appropriate role and skills.
Assists in the management of projects where the objectives, milestones and time scales have been defined.
Planning and organising
Plans and manages multiple priorities and deadlines.
Uses effectively advance time management processes to deal with high workload and tight deadlines.
Organises, prioritises and schedules tasks so they can be performed within budget and with the efficient use of time and resources.
Achieves goals in a timely manner, despite obstacles encountered, by organising, reprioritising, and re-planning.
Financial Acumen
Possesses sufficient expertise to establish and manage income and expenditure monitoring systems for own area of the business.
Understands cost/revenue drivers within own area and is able to take actions to control resources and expenditure to meet financial targets.
Understands basic management accounting reports and the processes by which financial resources are identified, obtained, allocated, managed, and accounted for.
Negotiation
Understands and can apply basic negotiating skills and techniques, e.g. obtaining a full understanding of the other party’s agenda and needs before disclosing own perspectives.
Possesses an understanding of various unspoken communications from other parties and can decipher hidden agendas.
Is able to successfully conclude negotiations which require the development of an emotional as well as factual argument.
Is able to develop mutually beneficial potential solutions.
Procurement Services
Based upon a thorough understanding of user requirements, can research alternative sources that will fulfil internal customer needs with favourable commercial terms.
Identifies the needs of the user departments and advise on appropriate sourcing and selection approaches and processes.
Articulates and prepares requirement documents and related elements of the procurement request including terms and conditions for the sourcing, selection and award process.
Receives, safeguards, opens, records, tracks, assesses compliance with terms, and summarises bids/quotations.
Evaluates bids including identifying and resolving mistakes, and award contracts.
Develops relationships by effective resolution of complaints and concerns.
Knowledge of Contracts
Through a broad and deep understanding of contracting best practice, is able to define DBSA contracting policy.
Develops contract award documents ensuring DBSA’s interests are protected.
Drafts, monitors and ensures performance of special terms of contract.
Ability to apply remedy to protect DBSA’s rights.
Ability to enforce compliance.
Monitors contractor compliance to identify, document and resolve potential or actual problems.
Determine which contractual remedy, if any, applies and employ that remedy.
Conducts post-award orientation, monitors contract performance and takes necessary action related to delays in contract performance.
Analyses and negotiates modification and termination of contracts.
Evaluates the impact of selected issues to determine the need for top management involvement.
Data Management
Studies the organisational data management requirements and plans accordingly.
Recommends policies, procedures and standards relating to organisation’s data management.
Defines an overall file management policy with file storage procedure and policy.
Defines a backup strategy and related policies.
Ensures compliance by users with file storage procedures.
Ensures regular data backup and storage.
Tests the backed data and assures backup quality.
Risk Identification and Assessments
Diagnoses significant, unusual and emerging risks to which the business is exposed.
Risk Response and Reporting
Develop and implement appropriate risk mitigation for significant and unusual risks to which the business is exposed.
Provide advice on business continuity management mechanisms, define appropriate risk responses for reasonably foreseeable emergency scenarios and events.
Design and implement risk reporting systems and communicate to executive management risk processes and results including recommendations for improvement.
Required Personal Attributes
BEHAVIOURAL COMPETENCIES
Teamwork and cooperation
Promotes a friendly climate and good morale, and resolves conflicts
Creates opportunities for cross-functional working.
Encourages others to network outside of their own team/department and learn from their experience.
Decisiveness
Makes timely decisions about complex issues even when some information is missing
Makes decisions and stands by them even when they are controversial or unpopular
Grasps critical business opportunities when they arise by making timely decisions
Driving delivery of results
Identifies and implements a business opportunity that will have long term impact on the business
Monitors progress and adapts plans if necessary to ensure optimal benefit to the programme
Makes decisions, sets priorities, or chooses goals on the basis of inputs and outputs, makes explicit considerations of potential profit, return on investment, or cost benefit analysis.
Based on cost benefit analysis, makes decisions of entrepreneurial risk nature
Leading and Empowering Others
Identifies long-term goals for the team and communicates them to team members, ensuring their buy in
Sets a good example by personally exercising desired behaviour, acts on values and beliefs
Communicates a vision for the team and future success that inspires team members
After assessing others competence, delegates full authority and responsibility to others to do the task in their own way
Ensures that competent employees are given opportunities to further their careers
Leading & Managing Change
Gives teams responsibility to analyses, impact and execute change and to sustain it independently
Anticipates the need for change when not obvious and influences others to gain support
Builds sustainable business capacity to embrace change
Strategic and Innovative Thinking
Creates new concepts that are not obvious to others, leveraging internal and external sources of information, to build incremental revenue and growth opportunities
Understands connections and trade-offs of strategic choices to evaluate which ideas are practical and possible by considering business and/or scientific implications
Develops innovative business and/or customer solutions that shape industry practices